Investment management involves a discussion regarding your current investment strategy.  The foundation of this discussion is the clients' risk tolerance and time horizon.  After the clients' completion of an asset allocation questionnaire, we will engage in a discussion to mutually understand a clients' ability to accept risk in their portfolio.  We will then work to match a return profile that will compliment the clients' risk tolerance.  In those discussions, we will also review the performance and costs of different investment vehicles.  Finally, we will periodically review the risk tolerance of the client and the investment portfolio to make sure the strategies implemented are optimal or require updating because of the clients' profile and/or market conditions.