Retirement planning is one of the many goals of financial planning.  The discussions often utilize a similar process to comprehensive financial planning, however with a specific focus on a client's retirement goals.  This engagement will focus primarily on the clients' retirement cash-flow analysis.  We will help project what your retirement expenses may look like, and where and when your income sources will come into effect.  We will have a discussion regarding a clients' healthcare costs in retirement as that is usually a major consideration in a clients' retirement plan.  We will also do an analysis of your current investments and the contributions to those plans to help clarify if you are on pace to meet your goals.  Finally, we will offer suggestions on how to best reach those objectives if by chance you are slightly short in your retirement plans.   Helping clients understand cashflow and implementing good investment management is the basis of retirement planning.